About Us


The re-emergence of guarantor loans as a popular borrowing option has seen UK Credit grow steadily since 2010, when we first opened our doors for business. We are now one of the leading direct guarantor lenders in the market today.

But although we have expanded considerably in the last 6 years, we have not changed the core values which have been the key to our success. UK Credit is, and will continue to be a lender which retains its flexible, energetic, and smart approach to lending, without compromising on our ethos of being a responsible lender which treats its customers fairly.

To date we have helped thousands of satisfied customers borrow the money that they need, be it to buy a new car, consolidate debt, pay for a wedding, or whatever other reason they might have for taking out a loan.

We are a responsible lender and will always seek to make sure that a guarantor loan is the right loan product for your circumstances, and that repayments are affordable. You’ll find no hidden charges or unreasonable small-print. Our application process is quick and easy, and all of our forms, paperwork, and websites are clear and informative, in accordance with our ‘Treating Customers Fairly’ policy.

UK Credit Limited (UKCL) is proud to be a member of the FLA. The Finance & Leasing Association is the leading trade body for the asset, consumer and motor finance sectors in the UK, and the largest organisation of its kind in Europe. As a member, UKCL is required to comply with the requirements of the FLA Lending Code, details of which can be found on the FLA website.