About Us


The re-emergence of guarantor loans as a popular borrowing option has seen UK Credit grow steadily since 2010, when we first opened our doors for business. We are one of the leading direct guarantor lenders in the market today.

Although we have expanded considerably since we first opened our doors, we have not changed the core values and consider these to be the key to our success. UK Credit is, and will continue to be, a lender which retains its flexible, energetic, and smart approach to lending, without compromising on our ethos of being responsible and fair.

To date we have helped thousands of satisfied customers borrow the money that they need, be it to buy a new car, consolidate debt, fund home improvements, or for many other reason they might have for taking out a loan.

We are a responsible lender and will always ensure that repayments are affordable. You’ll find no hidden charges or unreasonable small-print. Our application process is quick and easy, and all of the information we produce (whether that’s on our website, our forms or paperwork) is designed to be clear and informative, in accordance with our ‘Treating Customers Fairly’ policy.

UK Credit Limited (UKCL) is proud to be a member of the Finance & Leasing Association. FLA is the leading trade body for the consumer finance sectors in the UK, and the largest organisation of its kind in Europe. As a member, UKCL is required to comply with the requirements of the FLA Lending Code, details of which can be found on the FLA website.