Meet the team
Interim Chief Executive
Andrew is interim Chief Executive. He has big growth aspirations for UK Credit. It is Andrew’s drive and passion which places the customer first and is at the core of the values of UK Credit.
He holds an MBA, is a Chartered Management Accountant and has been listed among Britain’s top 100 entrepreneurs by Management Today on five occasions. Andrew is also Executive Chairman of the Norfolk Capital Group. He and the group have received awards from publications such as Business Week, the Independent and the Sunday Times.
Andrew lives in Norfolk. He is active in the local community, supporting local charities, is also a supporter of the Prince’s Trust. Andrew is also an avid Norwich City fan.
Graham has been with the group for 9 years holding a number of senior financial and technology roles.
As Financial Director, Graham heads up not only the finance team but also business analytics, IT development and helps shape the future of UK Credit by leading on change management.
In his spare time Graham can often be found on the river indulging in his passion for Sailing, an interest that he has had since childhood, or spending quality time with his family. Cycling, walking and playing guitar take up some of Graham’s time when he’s back on dry land, but this is shared, of course, with Karaoke.
Head of Collections & Customer Service
Nicholas joined UK Credit in 2016 after spending a fulfilling 8 years within the criminal justice system for Electronic Monitoring services in various positions.
Nicholas is responsible for Collections and Customer Services. With a dedicated, qualified and experienced team alongside him. He and the team support and endeavour to help customers with any issues they have around their UK Credit Loan.
His job and having two energetic young children keeps him very busy but he will find time to watch what he terms as “the best team in north London”, Spurs. He takes a keen interest in American Football, which he used to play for a little while. He has the broken bones and bruises to prove it.
Head of Lending
Ruth is responsible for operations across the full lending process.
Making sure that the loans we offer are affordable by fully understanding our customer’s needs, Ruth and her team ensure that we fulfil our role as a responsible lender. Always putting our customers at the heart of everything that we do, Ruth and her team make sure that our customer experience is second to none.
With all this on her plate, you wouldn’t imagine that Ruth has a lot of spare time but she’s a baking aficionado, covering all things sweet and savoury. Ruth loves to travel, but nothing is better than taking her Granny Anne out to the theatre after a three course lunch.
Head of Business Development
Prior to joining UK Credit Richard held various senior marketing and commercial roles within the betting and gaming sector.
As part of UK Credit’s ambitious plans Richard drives commercial opportunities and leads the team towards marketing excellence, something that he has been rewarded for by winning national marketing awards.
He holds a BA in Economics and post graduate accreditation in strategic marketing. Away from UK Credit you’ll find him on the golf course, where he played to county standard, and has even been known to caddie on the European Tour.
Head of Compliance
Having previously worked in Heating Design and Gas training, a fortunate change of career lead Brendan to UK Credit, where he was the driving force behind the company becoming fully authorised by the FCA.
As Head of Compliance, Brendan ensures that we operate within the regulations of our industry and offer a fair and compliant experience for our customers, something that is central to the ethics of UK Credit.
Outside of work Brendan has a taste for the more active side of life, having completed a parachute jump despite being scared of heights. His athleticism continues as he is a keen runner, being known to have completed the odd marathon, loves cycling and the comedy of Billy Connolly CBE.