Borrowing from us


UK Credit is one of the country’s most trusted lenders of guarantor loans. It is our goal to provide affordable, flexible loans to people who often cannot secure the money they need through high-street banks and want to avoid short-term, expensive alternatives.

Although we understand that people can run into difficulties with their credit history, we only approve guarantor loans if we are happy that both the applicant and the guarantor are suitable and have passed a series of affordability checks and measures. Borrowers can apply for up to £15,000 across flexible repayment periods from 18 to 60 months, all via a secure online process. The most important thing to us is that with a guarantor in place – essentially someone who provides insurance to an application.

Our loans help people consolidate debt from expensive short-term loans, fund important home improvements, vehicle purchases and essential repairs, as well as weddings and holidays.