Homeowner Guarantor Loans

UK Credit offers all homeowner guarantor loans of between £5,000 and £20,000 to borrowers who have a guarantor and who both own their own homes either through a mortgage our outright and can afford the additional financial commitment.

Our all homeowner guarantor loans are repayable over terms of 36 – 84 months and are offered at rates of between 19.9% – 29.9% APR, dependent on the loan amount.
We will check the affordability of the loan to both the borrower and to the guarantor as the guarantor may be called upon to make the loan repayments if the borrower does not. The guarantor will need to have a fair to good credit rating. You can use the calculator on this page to see how much the monthly and total overall repayments would be for any loan amount or term you may consider.

What are the requirements for an all homeowner guarantor loan?

Firstly and most importantly, both the applicant and their guarantor must be homeowners either outright or through a mortgage.
The guarantor must have a fair to good credit history and be between the ages of 25 at the time the loan pays out and 70 at the end of the loan term.
Find out more information about who can be your guarantor.

Loan Purpose

A UK Credit All Homeowner Guarantor Loan can be used for a variety of loan purposes, including car finance, home improvements, debt consolidation and weddings, in fact, we lend for almost any purpose.