How to Save a Packet on Your Pet
We’re a nation of animal-lovers, that’s for sure. However, vet bills and insurance can often cost an arm and a leg. Here are just 10 ways you can save a packet on your pet.
1) Shop Around For Pet Insurance
Just like you would for your home, car, travel and health insurances, it’s best to use money-saving broker sites that search for the best deals in pet insurance. It’s often recommended to opt for an insurance that offers ‘Lifetime Cover’. This will protect your wallet if your pet develops an illness or suffers an injury. You can claim year after year for their treatment, provided you renew your policy annually without a break in cover.
Bear in mind that if you opt for the 12-month cover that is renewed annually, when your pet develops an illness or suffers an injury, then cover for new conditions will be excluded from your policy.
2) Preventative Care
Vet bills are expensive so keep your pet healthy and happy by making sure it gets proper exercise. By taking your pet for regular wellness checks, you can catch any problems early, before it develops into a more dangerous and expensive issue. For most pets, an annual check-up is fine.
It is much cheaper to pay a little bit now for your pets flea, tick, heart worm prevention and annual vaccinations, rather than visiting the vet later if they become unwell.
3) Vet Pet Plans
Many veterinarians offer payment plans to help you cover certain procedures over a period of time. Others may offer preventative plans that include a number of services, such as vaccines, discounts on spaying/neutering, worming, diagnostic tests, and even dental cleaning, for a set monthly fee – not to mention other discounts on other procedures that might be needed. Ask your vet to see what’s available.
4) Adopting vs. Buying
When purchasing a new pet, start by exploring your local shelters such as RSPCA or Blue Cross. Although you won’t necessarily know very much about your dog’s past or heritage, adoption is a much more cost-effective route. You may also find specific breeds that you really like in shelters. It’s worth investigating shelters not only in your own county but neighbouring counties too. Also, don’t forget to try social media pages of local animal charities and other sites such as ‘Pre Loved’ that sell animals looking for a new home.
5) Have Your Pets Spayed or Neutered
Pets are often already spayed or neutered when you adopt them – or it may be a condition of the adoption. If your dog or cat hasn’t, it’s best to do so as soon as possible. If you are trying to cut down on expenses, spending the money on this operation will be a lot less than having to care for a pregnant pet and it’s offspring.
6) Savings on Food
Pet food can get pricey! Check online for pet shop brands and consider buying in bulk when you find a brand your pet loves. You may make a saving of anything between 20% and 30% off. Voucher codes can bring even bigger bargains.
7) DIY Toys
Toys from any pet store can be silly expensive but let’s face it, animals are not the same as young children. Your pet can’t distinguish between brands and will often easily pleased with random items from the home! You’ll find lots of inspiration on Pinterest. Consider keeping hold of old pieces of rope for dogs, and fabric that you can make into catnip balls.
8) Groom at Home
Paying to get your pet groomed is undoubtedly a luxury! There are lots of great YouTube videos out there that will help you to find cheaper and effective ways to preen your pet. If your dog sheds lots of fur or if you have a long-haired cat, research different brushes for your breed of pet, until you’ve found the best one – taking grooming into your own hands is of course the cheapest option.
9) Online Medication
Finding your pet’s medicine online is not a fail safe way to save money but on some meds like flea prevention, buying online can save you a buck or too.
10) DIY Treats
Cat and dog treats aren’t too expensive but why pay anything when you can make them at home? There is lots of inspiration online for using leftovers that will save money and often provide your pet with a healthier option, which in turn could later save on vet bills.
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