Non-Homeowner Guarantor Loans


With home ownership being at its lowest level in generations, finding a guarantor who owns their own home can be very difficult for many people. To help make sure that you can get the money you need, in your hand, we offer a non-homeowner guarantor borrowing option.

With a non-homeowner guarantor or tenant guarantor product, you will be able to apply for a guarantor loan of up to £6,000 (and neither you, nor your guarantor, needs to own their own home). Tenant guarantor loans can be both affordable and flexible – not only can you take advantage of rates from 39.9% (depending on the amount you borrow), but you can also choose to repay your loan over an 18 to 60-month period. Of course, as a responsible lender we will always make sure that you can afford the loan you need.

Who can act as your guarantor?

You could ask a friend, family member, colleague, or even your partner, so long as they have a good credit history and are not aged over 70.

Your chosen non-homeowner guarantor must be employed – however we will still need to assess their affordability, just in case they are required to step in on your behalf.

If this sounds like the right product for you, apply for a tenant guarantor loan using the calculator on this page.