Cookie Policy

 
 

This website uses cookies

By continuing to use our site you accept our use of cookies and our cookie policy. If you’d rather leave our site and delete any cookies, you can find details of how to do this below.

Cookies are text files containing small amounts of information which are downloaded to your device when you visit a website.

Cookies are then sent back to the originating website on each subsequent visit, or to another website that recognises that cookie. Cookies are useful because they allow a website to recognise a user’s device. You can find more information about cookies at: www.allaboutcookies.org and www.youronlinechoices.eu for a video about cookies visit https://www.google.com/policies/technologies/cookies/

Cookies do lots of different jobs, like letting you navigate between pages efficiently, remembering your preferences and generally improve the user experience. They can also help to ensure that adverts you see online are more relevant to you and your interests.

The cookies used on this website have been categorised based on the categories found in the International Chamber of Commerce United Kingdom (ICC UK) Cookie guide. A list of all the cookies used on this website by category is set out below.

Category 1 – Strictly Necessary Cookies

Session Cookies

Notes: These cookies are essential in order to enable you to move around the website and use its features, such as accessing secure areas of the website. Without these cookies services you have asked for cannot be provided.

Category 2 – Performance Cookies

Google Analytics

Mouseflow (analytics)

Notes: These cookies collect information about how visitors use a website, for instance which pages visitors go to most often, and if they get error messages from web pages. These cookies don’t collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. It is only used to improve how a website works.

Category 3 – Functionality Cookies

LiveChat (real-time web chat)

Notes: These cookies allow the website to remember choices you make (such as your user name, language or the region you are in) and provide enhanced, more personal features. For instance, allowing us to see if you have used our webchat service in the past and see what was said. We hope this will improve the customer experience. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.

By using our website and loan services you agree that we can place these types of cookies on your device. However, if you would like to opt out of using cookies you can follow the links below to disable cookies in your browser. By doing so you may be reducing the functionality of websites you visit.

Google Analytics

We use Google Analytics to collect information on how you use and interact with ukcredit.co.uk. We use this information in varying ways, for example to help understand how to improve our website for users.

Google Analytics stores information about:

  • The pages you visit on ukcredit.co.uk
  • The pages you visit on ukcredit.co.uk page
  • How you got to the site
  • What you click on while you’re visiting the site

We never collect personal information or share this with third parties, and Google Analytics information cannot be used to identify who you are.

Google Analytics uses the following cookies:


Cookie: _ga
Host/Domain: Ukcredit.co.uk
Purpose of cookie: Used to distinguish users.
More information: To refuse Google Analytics cookies, follow this opt-out link.


Cookie: _gali
Host/Domain: Google.co.uk
Purpose of cookie: Used to monitor performance of the website.


Cookie: _gat
Host/Domain: Google.co.uk
Purpose of cookie: Used to throttle request rate. If Google Analytics is deployed via Google Tag Manager, this cookie will be named _dc_gtm_.


Cookie: _gid
Host/Domain: Ukcredit.co.uk
Purpose of cookie: Used to distinguish users.


Cookie: NID
Host/Domain: Google.co.uk
Purpose of cookie: The NID cookie contains a unique ID Google uses to remember your preferences and other information, such as your preferred language (e.g. English), how many search results you wish to have shown per page (e.g. 10 or 20), and whether or not you wish to have Google’s SafeSearch filter turned on.


Cookie: 1P_JAR
Host/Domain: Google.co.uk
Purpose of cookie: These cookies are used to gather website statistics, and track conversion rates.


Cookie: CONSENT
Host/Domain: Google.co.uk
Purpose of cookie: UNKNOWN


Google tracking

If you are logged into your Google account while visiting our site, Google is able to track your use of certain websites (such as ours) which use Google plug-ins. You will have agreed to this arrangement as part of signing up for a Google account, and Google will already have placed cookies on your device for this purpose.

Cookies used by Google on our website:

Cookie: Dv
Host/Domain: www.google.co.uk
Purpose of cookie: Used to track use of certain websites which use Google plug-ins.
More information: Google’s privacy policy on the information which it obtains from these cookies can be found at their Privacy policy page.


Live Chat Inc

We use Live Chat Inc to speak to our customers online, helping assist with enquiries and answer any questions we can.

Below is a list of cookies used for LiveChat Inc:

Cookie: __livechat
Host/Domain: Livechatinc.com
Purpose of cookie: Used to hide the user’s personal customisation of LiveChat.
More information: You can visit Live Chat Inc privacy policy via their website.


Cookie: __livechat__lastvisit
Host/Domain: Livechatinc.com
Purpose of cookie: Stores when the user last used LiveChat.


Cookie: 3rdparty
Host/Domain: Livechatinc.com
Purpose of cookie: Used to hide the user’s personal customisation of LiveChat.


Cookie: Main_window_timestamp
Host/Domain: Livechatinc.com
Purpose of cookie: Used to hide the user’s personal customisation of LiveChat.


Cookie: Main_window_timestamp1
Host/Domain: Livechatinc.com
Purpose of cookie: Used to hide the user’s personal customisation of LiveChat.


Cookie: Recent_window
Host/Domain: Livechatinc.com
Purpose of cookie: Used to hide the user’s personal customisation of LiveChat.


Cookie: __lc_vv
Host/Domain: Livechatinc.com
Purpose of cookie: LiveChat’s version (internal usage)


Cookie: Message_text
Host/Domain: Livechatinc.com
Purpose of cookie: keeps text that is written in textbox


Cookie: Recent_window
Host/Domain: Livechatinc.com
Purpose of cookie: Informs about the last page that the visitor was on


Cookie: Notification[status ping]
Host/Domain: livechatinc.com
Purpose of cookie: This contains information about the availability of the agent and also about the status of the visitor, if they are currently chatting and if yes, with which group.


Cookie: __lc_mcid
Host/Domain: Accounts.livechatinc.com
Purpose of cookie: Not being used


Cookie: __lc_mcst
Host/Domain: Accounts.livechatinc.com
Purpose of cookie: Not being used


Cookie: __lc.visitor
Host/Domain: Ukcredit.co.uk
Purpose of cookie: A unique visitor ID to identify the user.


Cookie: Lc_window_state
Host/Domain: Ukcredit.co.uk
Purpose of cookie: Checks the chat window state (minimized/maximized)


Bing

We serve adverts within the Bing search platform to help advertise UK Credit.

When users click our ads, Bing cookies allow us to track how the user then interacts with our website and attribute value back to Bing Ads.

Bing uses the following cookies:

Cookie: MUID
Host/Domain: Bing.com
Purpose of cookie: View this link to understand more about Bing cookies.


Cookie: MUIDB
Host/Domain: Bing.com
Purpose of cookie: This is widely used my Microsoft as a unique user identifier.


Cookie: _uetsid
Host/Domain: Bing.com
Purpose of cookie: This cookie is used by Bing to gather anonymous information on how visitors are using our website.


Facebook

Like many brands across the world, we use Facebook to connect with our users and fans.

We sometimes run promotional ads on Facebook, and Facebook uses cookies to help track the user journey from Facebook to UK Credit.

Facebook uses the following cookies:

Cookie: fr
Host/Domain: Facebook.com
Purpose of cookie: Facebook tracks opted-out Facebook users with a cookie (fr) that is used for advertising purposes
More information: You can visit Facebook’s cookie policy via their website.


App Nexus

AppNexus is an internet technology company that harnesses data and machine learning to power the world’s open digital audience platforms.

App Nexus uses the following cookies:

Cookie: Sess
Host/Domain: Adnxs.com
Purpose of cookie: The sess cookie contains a single non-unique value: “1”. It is used by the Platform to test whether a browser is configured to accept cookies from AppNexus.
More information: You can easily opt out from App Nexus via their website.


Cookie: Uuid2
Host/Domain: Adnxs.com
Purpose of cookie: This cookie contains a unique randomly-generated value that enables the Platform to distinguish browsers and devices. It is matched against information – such as advertising interest segments and histories of ads shown in the browser or device – provided by clients or other third parties and stored on the Platform. This information is used by clients to select advertisements for delivery by the Platform, and to measure the performance of, and attribute payment for, those advertisements. In addition, to enable clients to use non-PII they collect outside the Platform or acquire from other third parties, this cookie is sometimes matched to clients’ or other third parties’ cookies that contain such non-PII.
More information: For more information about information collected and used on the Platform, visit the platform privacy page.


Cookie: Anj
Host/Domain: Adnxs.com
Purpose of cookie: The anj cookie contains data denoting whether a cookie ID is synced with our partners. ID syncing enables our partners to use their data from outside the Platform on the Platform.
More information: For more information about information collected and used on the Platform, visit the platform privacy page.


Doubleclick.net

Doubleclick is a business owned by Google that allows online advertisers and publishers to serve ads.

Doubleclick uses the following cookies:

Cookie: Ide
Host/Domain: Doubleclick.net
Purpose of cookie: Stored on users browsers to show more relevant ads.
More information: You can find out more about Google cookies via their policies page.


Cookie: _dc_gtm
Host/Domain: Ukcredit.co.uk
Purpose of cookie: Used to help identify the visitors by either age, gender, or interests by DoubleClick – Google Tag Manager.


Cookie: Test_cookie
Host/Domain: Doubleclick.net
Purpose of cookie: Used to manage AddThis share buttons.
More information: You can opt out of AddThis services via their website.


UK Credit cookies

We sometimes use our own cookies to help improve the user experience of the website and also pass data to our tracking systems.

This can include data for internal reporting processes and also to track application status of a customer.

We use the following cookies:

Cookie: campaign
Host/Domain: Ukcredit.co.uk
Purpose of cookie: This cookie is specifically for PPC campaigns.


Cookie: _rentonSession
Host/Domain: Ukcredit.co.uk
Purpose of cookie: Gathering customer information for internal reporting system


Cookie: L
Host/Domain: Ukcredit.co.uk
Purpose of cookie: This is a session cookie, used to keep track of which broker a customer came from (initially from the URL, but if they go away and come back it’s taken from this cookie)


Changing Your Cookie Settings

How to change your cookie settings in Firefox

How to change your cookie settings in Internet Explorer 9

How to change your cookie settings in Internet Explorer 7 and 8

How to change your cookie settings in Google Chrome

How to change your cookie settings in Safari (OS X)

How to change your cookie settings in Safari (iOS)